The shutdown of Silicon Valley Bank has a lot of Americans understandably worried. Chaos and tension are palpable. The Biden administration is scrambling to stabilize the banking sector and many populist voters are chafing at the idea of what they fear could be another bailout, while some conservatives are bizarrely blaming the breakdown on “wokeism” because the bank’s entire board wasn’t White and male. And then there are Millennials like me, stressed but somewhat resigned as we conclude: This again.